Protects your ownership
Guards against title defects, undisclosed liens, recording errors, and disputes over who really owns the property.
For Home Owners
Buying a home is one of life's biggest investments. CTR Title makes sure the property you're buying comes with a clear title — and a seamless closing.
The basics
What title insurance does for you.
A one-time policy that protects your ownership from problems hiding in a property's past — so you can close with confidence.
A thorough title search
Our extensive network helps us find prior policies and review the property's history for anything that could affect your purchase.
Complex issues, resolved
If problems surface, our team has the experience to resolve complex title issues and keep your closing on track.
Good to know
What title insurance does not cover.
Title insurance doesn't protect homeowners against all possible infringements on their property rights. For example, it doesn't protect you against title problems caused by your own actions, such as failing to pay the company that replaced your roof or failing to pay your property taxes. It also doesn't protect against eminent domain, which is when a government seizes private property for an ostensibly public purpose.
In short, it doesn't protect against issues newly created after you buy the property. It protects against issues that might have affected your decision to purchase the property had you known about them at the time.
Standard vs Expanded Coverage
A quick guide for home owners on the difference between standard and expanded (enhanced) title coverage — and which one protects you best.
Read the GuideOpens in a new tab · PDF
The closing process
From order to keys, simplified.
1
Order
You (or your agent, lender, or attorney) place a title order with CTR Title.
2
Search
We research the property's history and prepare a title commitment.
3
Clear
We identify and resolve any title issues before you reach the table.
4
Close
In person or remotely — the policy issues and your investment is protected.
Common questions
Home owner FAQs
Title insurance protects one of your largest investments from issues that a standard purchase can't reveal — hidden liens, past ownership disputes, or errors in the public record. An owner's policy is a one-time cost at closing that protects you for as long as you own the property.
Title insurance is typically a one-time premium paid at closing. Who pays for the owner's and lender's policies can vary by transaction and local custom — we'll explain exactly what applies to your closing.
We proudly serve all counties across North Carolina and South Carolina, for residential, land, and commercial properties.
Yes. We're accessible and responsive, and we're available nights and weekends. We also offer remote closing services for added flexibility and convenience.
Questions about your closing?
We're here to help — reach out any time, including nights and weekends.